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Health care
We provide affordable and personalized care
How can we help?
- Find care
Find doctors, specialists, locations, urgent care and other services near you
- Patient portal sign-in
Make appointments, get medical records, message your care team and more
- Get the right kind of care
From primary to virtual to urgent care, learn where to go and when
Helpful links
- Pay a bill
Manage your medical bills the fast, easy way
- Patient support
Find contact information and frequently asked questions
11 things to keep in mind for a more healthy lifestyle
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Financial
Accounts to help you save and pay for health care expenses
How can we help?
- Sign in to your account
Manage your HSA, check your balance, transfer a balance and more
- Explore account types
Compare health benefit accounts and learn how each option can work for you
- Pay a bill
The fast, easy way to pay your medical bills online
Helpful links
- Resources
Find contribution limits, savings tools, calculators and eligible expenses
- Account support
Find contact information and frequently asked questions
Mobile app
Manage your account on the go
Get the new mobile app and manage your health accounts anywhere.
Pharmacy
We make it easy to get medications you need, when and where you need them
How can we help?
- Home Delivery Pharmacy
Register or sign in, fill your prescription and have it delivered right to your door
- Specialty Pharmacy
Register or sign in and fill your specialty prescriptions for complex therapies
- Infusion Pharmacy
Register or sign in and manage your infusion therapies
- Genoa Healthcare
Manage your medications for mental health and complex conditions
Helpful links
- Optum Rx
For people with pharmacy insurance benefits through Optum Rx
- Track orders
Track your home delivery and specialty order
- Pharmacy support
Find contact information and answers to frequently asked questions
Mobile app
Optum Rx on the go
Request refills, track order status, manage billing information and much more.
At Optum Financial, we help you save on health costs, so you have more to spend on the things you love.
Sign inWhat can I buy?
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- Register your new account
- Pay the smarter way and save 30%
- Learn about your account
- Spend your account dollars
- Boost your HSA balance
- Transfer an HSA
Save on qualified medical expenses
Health savings accounts (HSAs)
Your HSA is ready when you need it. Whether it’s prescription refills today or health costs down the road, you’re saving smart with an HSA.
Learn more
Save on medical and dependent care expenses
Flexible spending accounts (FSAs)
Your FSA allows you to use pretax funds for health and care costs for you and your family. You save on every dollar you put into your FSA.
Learn more
Help offset costs for eligible expenses
Health reimbursem*nt arrangements (HRAs)
An HRA is an employer-funded account for health care expenses.
Learn more
Heading into work?
Commuter and parking benefits
Save on the cost of commuting to work by paying with pretax money.
Learn more
Improve your work-life balance
Lifestyle spending accounts
Employer-funded assistance for expenses can help improve your work-life balance.
Learn more
HSA-FSA card
Pay the smarter way
Your HSA-FSA card is the fastest and most convenient way to pay for everything from bandages and braces, and chiropractors to contacts. Plus you save up to 30%* since you’re using pre-tax dollars.
It’s easy to find qualified HSA and FSA products at your favorite retailers like Optum Store, Walmart and Amazon.
Learn more
Helpful links
Use your health account dollars wisely
Use our tools to help you save, pay and invest for your health care from now into retirement.
HSA calculator
Find contribution details and how savings may grow over time.
Calculate savings
Retirement checkup
Estimate your health care costs during retirement so you can be prepared.
Get started
Qualified expenses
Use our qualified medical expense search tool to find out what expenses qualify.
View expenses
FSA calculator
See how much you can save on eligible health and day care expenses.
Calculate savings
HSA-FSA card: Pay the smarter way
Learn more about the convenient way to pay for qualified expenses.
Watch video
Boost your HSA balance
Take full advantage of your HSA tax benefits by contributing the maximum.
Manage contributions
Commuter benefits overview
Learn how you could save thousands of dollars — or more — with pretax funds.
Watch video
Use your HSA/FSA dollars
The Optum Store — your destination for eligible products
The Optum Store makes it easy to find what products are eligible.
Check out using your HSA or FSA card and skip the paperwork, plus, you save up to 30%* because you’re using pre-tax dollars.
Use code OPTFSA7 with your FSA to receive a 7% discount.
Use code OPTHSA5 with your HSA to receive a 5% discount.
Shop now
Resources
We're here to help
Whether you’ve just opened your account or you’re preparing to retire, our resources make it easy to save, pay and invest in your future.
Video
HSA-FSA card: Pay the smarter way
Watch this video to learn more about the smart and convenient way to pay for everyday health items.
Watch videoBrowse qualified expenses
Article
Start saving today by boosting your HSA balance
Read article
Video
Explore investment options to help meet your financial goals
Watch video
Article
Get tips for spending your FSA dollars
View tips
View all resources
Customer support
Our customer support center is available for assistance 24/7 at1-877-292-4040.
Email us today
Use your health account dollars
Save money by using your health account dollars on qualified medical expenses.
Optum Store
Shop eligible products
Optum Store makes it easy to find eligible expenses. Shop using your HSA or FSA card to save 30%* since you’re using pretax dollars.
Shop now
Eligible expenses
What can I buy?
Does your expense qualify? Use our qualified expense search tool to find out what expenses you can spend your HSA and FSA dollars on.
View expenses
*Savings compares using pre-tax income in your health benefit account (HSA, FSA) to using after tax income for purchases and assumes a 30% combined tax rate from all applicable federal, state, and FICA taxes. Results and amount will vary depending on your circ*mstances.
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